Terms

Terms of use

Susman Insurance Agency, a California-licensed agency (License 0B75129), runs this platform. It shares general life insurance details and a tool that retrieves rates based on information you input.

Quotes are approximate only. All rates come straight from carriers for your selected tier and are for educational purposes only. They aren't binding, don't guarantee a quote or approval, and don't obligate the company to issue at those terms. The company determines your actual rate, tier, and eligibility through its underwriting; the final contract and any riders override everything else.

No insurance is active here. Using the quote form, submitting an application or contacting us through this website does not activate coverage. A policy only exists when a carrier writes it, you receive it, and you remit the premium.

What's available. Carriers, plans and pricing shift based on where you live and personal circumstances, with or without prior notice. Rates shown apply to California applicants.

Not Professional Guidance. Material here offers broad perspective and should not be treated as legal, accounting or investment guidance. Verify important details with a qualified advisor.

Third-party application. The application page integrates a secure application service controlled by an outside vendor under its own agreement.