Skip to content

Quote engine

Compare term life quotes.

Six answers, real carrier rates, no contact details required.

Your answers

Gender used for rating
Term length
Your health, honestly
Tobacco or nicotine

Quotations are calculated for California residents only. The site doesn't gather your name, phone or email to deliver them.

How to read the results

Monthly price is the rate the carrier specifies for the amount, timeframe and tier you entered, billed monthly. Rate class is the underwriting level the quote is based on; the carrier confirms the actual class after review. Exam indicates whether the carrier will likely order a medical exam; most fast-track programs skip this for eligible people. A.M. Best is a measure of the company's financial health.

Clicking Apply launches an encrypted application with your data pre-populated. The carriers' secure system runs it, managed by Susman Insurance Agency, a licensed California firm (License 0B75129). Stop whenever you want and resume later; your choices don't commit you until a company accepts and you fund your policy.